Nabil Bank Internet Banking Login Guide 2026

Nabil Bank was Nepal's first private-sector commercial bank when it opened in 1984, and four decades later it remains one of the most trusted names in the country's financial system. Over the past two years, it has quietly dismantled its older NabilNet portal and rebuilt its entire digital banking stack around a single platform called nBank. If you are still searching for a "NabilNet login" page, that portal was retired in July 2023. The successor — nBank web at nbank.nabilbank.com — is faster, carries higher transaction limits, and works on any browser without a dedicated plug-in. This guide walks you through everything: registration, web and mobile login, fund transfers, bill payments, the password-reset flow, and when to call customer care.

What Happened to NabilNet?

NabilNet served Nabil Bank customers for years as a standalone internet banking portal. The bank discontinued it from 22 July 2023 onward and migrated all accounts to nBank — a unified platform that spans a mobile app (formerly marketed as Nabil SmartBank) and a full web interface. Customers who still have the old Nabil SmartBank icon on their phone have already been migrated; the app simply received a brand update to nBank, replacing the "A" logo with the nBank "n" without changing the underlying account credentials.

nBank Web vs. nBank App: What Is the Difference?

Many customers arrive at this question first. Both products sit under the same nBank umbrella and share the same login credentials. The difference is primarily screen size and transaction ceiling:

Feature	nBank Web	nBank App (Mobile)
Platform	Browser (desktop, laptop, tablet)	Android / iOS smartphone
Daily transfer limit	Up to Rs 20 lakh (NRB ceiling for internet banking)	Up to Rs 3 lakh (NRB ceiling for mobile banking)
Per-session / per-transaction cap	Rs 5 lakh per transaction	Lower per NRB mobile directive
Login method	Mobile number + password + OTP, or QR scan	Biometric / PIN / password
Account opening	Supported via online.nabilbank.com	Supported in-app (under 30 seconds for digital KYC)
Best for	High-value transfers, business payments	Daily small transactions, QR payments

The key practical point: if you need to transfer more than Rs 3 lakh in a single day, use nBank web. For everyday mobile top-ups, utility bills, and quick IBFT payments, the app is faster.

How to Register for nBank Internet Banking

Registration requires an active Nabil Bank account and the mobile number linked to it at the branch. There is no walk-in form to fill; activation happens through the app first, then the web portal follows automatically.

1. Download the nBank app. Search "nBank by Nabil" on Google Play Store or Apple App Store. The developer listing is Nabil Bank Limited. Install and open it.
2. Tap "Activate Service." On the welcome screen, choose "Sign up through account" (as opposed to opening a new account).
3. Enter your details. You will need: your registered mobile number, your Nabil Bank account number, and your date of birth exactly as recorded in the bank's system.
4. Enter the OTP. An SMS one-time password is sent to your registered mobile. Enter it within the time window shown on screen.
5. Set your login password and transaction PIN. The login password is used for app entry; the four-to-six digit transaction PIN authorises each payment. Choose something you haven't used elsewhere.
6. Registration is complete. You can now also log in to nBank web using the same mobile number and password.

Customers who already had Nabil SmartBank activated do not need to re-register. Their existing credentials carry over to nBank.

How to Log In to Nabil Bank Internet Banking (nBank Web)

Once the app is activated, the web login is straightforward:

1. Open a browser and go to https://nbank.nabilbank.com.
2. Enter your registered mobile number and login password.
3. An OTP is sent to your phone. Enter it to proceed.
4. Alternatively, on the login screen you will see a QR code option. Open the nBank app on your phone, go to the QR scanner, and scan that code — you are logged in without entering a password on the browser.
5. The dashboard loads showing your account balance, recent transactions, and quick-action tiles.

The session auto-logs out after a period of inactivity. If you close the browser tab without logging out, the session expires on its own — you do not need to worry about lingering authenticated sessions on shared computers, though logging out manually is always the safer habit.

Transferring Funds Through nBank Web

Fund transfer on nBank web covers three main routes: transfers within Nabil Bank accounts (intra-bank), transfers to other Nepal banks via IBFT (Inter-Bank Fund Transfer), and international remittance for supported corridors.

Intra-Bank and IBFT Transfer Steps

1. Log in at nbank.nabilbank.com.
2. Click "Fund Transfer" from the top navigation or the dashboard tile.
3. Select "Own Account," "Other Nabil Account," or "Other Bank Account" depending on the destination.
4. For other-bank transfers, enter the recipient's account number and select their bank from the dropdown. The IBFT network covers all NRB-licensed commercial banks.
5. Enter the amount. The per-transaction limit is Rs 5 lakh; the daily ceiling is Rs 20 lakh (in line with NRB Unified Directive 2080).
6. Add a remarks note (optional, useful for record-keeping).
7. Confirm with your transaction PIN and the OTP sent to your phone.
8. A confirmation screen displays the transaction reference number. Screenshot or note it for disputes.

Transfers to other Nabil accounts and to most commercial banks process in real time during banking hours. Cross-bank transfers outside clearing windows may post the next working day.

Paying Bills and Utilities

The bill payment section inside nBank web aggregates most major Nepali utility and service providers. You can pay:

• Electricity (Nepal Electricity Authority — NEA)
• Nepal Telecom and Ncell mobile recharges and postpaid bills
• Internet service providers (Subisu, Worldlink, and others)
• Dish Home and other DTH services
• Insurance premiums (Life and non-life insurers)
• Flight tickets (domestic airlines)
• School and college fee payments for enrolled institutions
• Municipal/local government tax payments where integrated

Navigate to "Bill Payment" from the main menu, search or browse for the biller, enter your customer ID or account reference, verify the outstanding amount that pulls from the biller's system, and confirm payment with PIN and OTP. Most bill payments reflect within minutes.

Other Features Worth Knowing

Beyond transfers and bills, nBank web gives you access to a broader set of banking services without visiting a branch:

• Fixed deposit opening: Open a new FD in a few clicks from the dashboard. Current FD rates are displayed at the time of booking.
• Loan against FD: Apply for an overdraft or loan facility backed by your existing fixed deposits.
• Card management: View your debit or credit card details, set spend limits, or temporarily block a card if you suspect misuse.
• Account statement: Download PDF statements for any date range — useful for visa applications, loan documentation, or tax filing.
• Exchange rates: The Quick Tools section shows live forex rates for major currencies — particularly useful for remittance recipients checking the NPR equivalent of incoming USD or GBP.
• EMI calculator: Embedded tool to estimate loan repayment schedules.

Forgot Password: How to Reset Your nBank Login

If you have forgotten your nBank login password, the reset is self-service — you do not need to visit a branch for most cases.

Via the nBank Mobile App

1. Open the nBank app and tap "Forgot Password" on the login screen.
2. Enter your registered mobile number.
3. Verify your identity with the OTP sent to that number.
4. Set a new login password.

Via nBank Web

1. Go to nbank.nabilbank.com and click "Forgot Password" below the login fields.
2. Enter your registered mobile number.
3. Receive and enter the OTP.
4. Create a new password. You are immediately able to log in.

If the OTP does not arrive, check that the mobile number you are entering matches the one registered with the bank. SIM swap or number portability can cause mismatches. In that case, visit a Nabil Bank branch with citizenship or passport to update your registered number before attempting the reset again.

Security Practices You Should Follow

nBank web uses TLS encryption, two-factor authentication on every login, and session auto-timeout. However, the bank's security infrastructure does not protect you from social engineering. A common fraud pattern in Nepal involves someone calling you, claiming to be from the bank, and asking for your OTP "to verify your account." Nabil Bank staff will never ask for your OTP, PIN, or full password over the phone. If you receive such a call, end it and report the number to customercare@nabilbank.com.

Other sound habits: always log out rather than simply closing the browser tab on shared devices; do not save your nBank password in your browser on a work or school computer; enable screen lock on the phone where your nBank app is installed.

Nabil Bank Customer Care

For issues that the self-service reset cannot resolve — locked accounts, fraud disputes, failed transactions where money was debited but not credited — contact Nabil Bank directly:

• Phone: +977-1-5970015 / +977-1-5971871
• Email: customercare@nabilbank.com
• Branch visits: Any Nabil Bank branch nationwide during banking hours (Sunday–Friday, 10:00 AM – 3:00 PM for counter services)
• Online account opening portal: online.nabilbank.com (for new account queries)
• SWIFT code (for inward remittances): NARBNPKAXXX

For failed IBFT transactions, the NRB mandate requires the originating bank to reverse the amount within 24 hours if it was not credited to the destination account. If 24 hours pass without reversal, a formal complaint to customer care with the transaction reference number is the right next step.

nBank Web vs nBank Mobile App — What You Can and Cannot Do on Each

Nabil Bank offers two platforms for digital banking — nBank Web (browser-based, accessed at nbank.nabilbank.com) and the nBank Mobile App (available for Android and iOS). These two platforms are not identical in features or limits, and understanding the differences will help you use the right platform for the right task.

Feature	nBank Web (nbank.nabilbank.com)	nBank Mobile App
Login method	Username + password + OTP	MPIN or biometric (fingerprint/face)
Fund transfer (inter-bank)	Yes	Yes
Fund transfer limit (daily)	NPR 20,00,000	NPR 5,00,000
QR scan payment	No	Yes
Password reset	No (must use mobile app)	Yes (self-service)
Digital loan application	No	Yes
RTGS transfer	Yes (amounts NPR 2 lakh and above)	No
Available 24/7	Yes (scheduled maintenance: 11 PM–12 AM)	Yes

Important note on password reset: If you forget your nBank Web password, you cannot reset it by visiting a branch or calling customer service. The self-service password reset is available only through the nBank Mobile App. Make sure the app is installed and activated on your phone before you get locked out of the web portal.

Nabil Bank nBank Transaction Limits and Transfer Charges (2026)

Nabil Bank applies different per-transaction and daily limits depending on the type of transfer you initiate through nBank. The table below summarises the current limits and charges applicable for 2026.

Transfer Type	Per Transaction Limit (NPR)	Daily Limit (NPR)	Charge
Intra-bank (Nabil to Nabil)	20,00,000	20,00,000	Free
Inter-bank (IPS/ConnectIPS)	5,00,000 (self-verified)	20,00,000	NPR 2–8 (ConnectIPS slab)
RTGS (large inter-bank)	Minimum NPR 2,00,000; no stated maximum	20,00,000	NPR 25 (up to NPR 1 lakh); NPR 105 (above NPR 1 lakh)
Wallet transfer (eSewa, Khalti)	NPR 2,00,000/day (per NRB wallet limit)	NPR 2,00,000	Varies by wallet

ConnectIPS Charge Slabs

When sending money inter-bank through ConnectIPS, the fee depends on the transfer amount:

• Up to NPR 5,000 — NPR 2 per transaction
• NPR 5,001 to NPR 50,000 — NPR 5 per transaction
• NPR 50,001 to NPR 2,00,000 — NPR 8 per transaction

Business Customers Requiring Higher Limits

If your business requires daily transfer limits above NPR 20 lakh, the standard nBank Web platform is not designed for that volume. Nabil Bank offers CorporatePay, a separate corporate internet banking platform built for higher-volume business transactions. To get access to CorporatePay, contact your Nabil Bank relationship manager or visit the nearest Nabil Bank branch with your business account details.

Frequently Asked Questions

Is the old NabilNet internet banking portal still working in 2026?

No. Nabil Bank shut down the NabilNet portal in July 2023 and migrated all customers to nBank. The current web portal for internet banking is nbank.nabilbank.com. If you registered under NabilNet, you would have received communication from the bank to activate nBank using your registered mobile number.

What is the maximum amount I can transfer per day through nBank web?

The daily transfer ceiling via nBank web is Rs 20 lakh (Rs 2,000,000), with a per-transaction limit of Rs 5 lakh per session. This aligns with Nepal Rastra Bank's Unified Directive 2080, which sets the internet banking daily cap at Rs 20 lakh. The nBank mobile app has a separate, lower NRB ceiling of Rs 3 lakh per day.

Can I open a Nabil Bank account entirely online without visiting a branch?

Yes. Nabil Bank's online account opening portal (online.nabilbank.com) and the nBank app both support digital KYC account opening for Nepali citizens. You upload your citizenship document and complete a liveness check. However, certain account types and signatories may still require an in-person verification, so check the portal's eligibility conditions before starting.

Why is my OTP not arriving during login?

OTP delivery depends on your mobile carrier's network. Common causes of delays: network congestion, SIM in airplane mode, the registered number being different from the SIM currently in your phone (especially after a number port), or Ncell/NTC service interruption. Wait two minutes and request a resend. If the problem persists, confirm with the bank that your registered mobile number is still current on their system.

Is nBank available for business or corporate accounts?

nBank primarily serves individual (retail) account holders. Corporate and business banking customers with current accounts should check with their Nabil Bank relationship manager about the separate corporate internet banking facility, which has different authorisation workflows (maker-checker) suited to multi-signatory business accounts.

Related reading: Nepal's mobile wallet growth